Personal Finance Without the Boring Suit & Tie

Money’s Talking. You Hearing It?

So… Who’s Josh Anyway?

Josh Gilliard, founder of Money Talks Media, has an MBA in Finance and a career in corporate banking — but don’t let the cap and gown fool you. He’s not here to bore you with Wall Street jargon.

Josh knows what it’s like to sweat bullets over his bank account, get the “good morning” text from overdraft fees, and deal with debt collectors blowing up his phone. Between his background in finance and his own battles with money, he’s seen the game from both sides.

That’s why he started Money Talks Media: to cut through the crap and give you the money playbook schools should’ve taught (but didn’t, because apparently geometry was more important).

The mission? Simple. Help you secure the bag, build wealth that lasts, and stop letting the financial system play you… again.

Why You’ll Love (or Hate) Subscribing to Our Newsletter

Simple money moves even your group chat can understand

If you still think buying scratch-offs is your retirement plan

Avoid the traps costing people thousands

If you want motivational fluff instead of strategies that slap

Build systems that actually lead to freedom (not just another “rise & grind” quote on IG)

If “treat yourself” means maxing out your credit card every weekend

No, Seriously… Start Here

Your Path to Financial Freedom Starts Here

Escape the debt trap and stop feeling stuck in survival mode

Master your budget and build credit that works for you

Learn how to invest with confidence, even if you’ve never invested before

Apply a proven step-by-step blueprint to create lasting financial freedom

The Wealth Blueprint They Never Taught You

Simple Moves to Build Wealth The Right Way

Preview Ebook

Learn how to avoid the money traps that cost people thousands

Step-by-step blueprint you can apply today

Exclusive money strategies not taught in school

Check Out This Recent Banger 🔥

Real Reviews. (No Bots, Promise)

@Fotmonk Money Talks Media Subscriber

"Great video! I honestly clicked on it assuming it would be on the toxic side as grindset videos typically feel, but I love your humble and optimistic attitude, good luck with everything!"

@Blakeshell4475 Partner, The Centurion Companies

"This is compelling, authentic and tells a story. What a speech! This is you being yourself and putting your best foot forward under stress. Well done!"

@aliciahawthorne553 Founder & CEO of Belsiah Naturals, LLC

Once you have the wisdom to live on a little—you can be trusted with a lot." This means that when you learn how to live wisely and content with less, life (or even God) can trust you with more.

Speaking & Media Highlights

In May 2025, Josh delivered the Commencement Speech at Johnson & Wales University — a moment that set the tone for his journey as a speaker and storyteller.

Since then, he’s been featured at alumni events, finance workshops, and panels where he brings money talk to life with real stories, humor, and strategies people can actually use.

Looking for a speaker who makes finance engaging, practical, and memorable? Let’s connect.